Customer Sues Chase, Says Bank Ruined Her Credit By Declaring Her Dead

This is almost an unbelievable story. We all know how important your credit score can be, affecting your mortgage, employment and even your automotive insurance. I feel it is very important for every consumer out there to pull their credit often, especially before applying for a new loan. 

The only truly free credit report out there is on www.annualcreditreport.com/ .  This was started under law so that consumers can obtain their credit report, once per year, at no cost.  Keep in mind you can not get your credit score here, but you will get a full transcript about what is being reported on your credit.  For a credit score, you can go to a site like www.myfico.com.  Typically a consumer will pay about $20 to see their score and read the report as well.

This story, out of Orlando, is about a woman who had a mortgage with Chase Bank.  Chase, for some unknown reason, reported her to the credit agencies as deceased.  This ruined her credit rating.  No lender would loan money to a dead woman.

Has a bank or another institution erronuslly ruined your credit?  Has a company reported incorrect information to the credit agencies?  What are your rights?  Call an attorney in Tampa, Florida call me.  Call Zonald Spinks, Esq. at 813 413-5352 to discuss your legal options.  It's free to talk to me anytime. 

Story after the jump.